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What is Restaurant Insurance?

There’s no more challenging business than running a restaurant or bistro. Whether you’re aiming for a Michelin star or happy to be a neighbourhood favourite, you’re sure to be busy round the clock with every day different.

Unique risks

Because you’re running a public venue with customers constantly coming and going, you need to be sure that your restaurant insurance policy provides all the types of cover you need, against the unique combination of risks that a restaurant business brings. But at least, with a bespoke package in place from the expert Bollington team, you can insure your restaurant simply, and focus on the really important stuff on your menu: producing great food, excellent service and happy customers.

A la carte cover

We’ll make sure your carefully tailored cover protects your business against accidents to customers on site and against injury to staff at work. It will also provide full coverage for your stock in case of problems with storage or freezers, plus business interruption cover in case your premises are closed, along with protection in the event of issues with your licence.

What your restaurant insurance policy can include

  • Public liability with £5million limit as standard
  • Employers’ liability
  • Loss of licence cover
  • Cover for your stock, including frozen foods
  • Business interruption cover
  • Personal accident and assault benefits
  • Directors and officers policies – important if you’re operating as a limited company

Additional cover if required

Options for additional cover include insurance for live entertainment.

How do I arrange Restaurant insurance?

Bollington is an award-winning independent insurance broker with wide-ranging experience of providing business insurance. It’s easy to arrange cover with us. Simply:

  • Call us on 01625 400206 for immediate assistance.  We’re open Monday – Friday: 8:30am – 5:30pm
  • Get a Quote Online – and compare quotes from a range of quality insurers
  • Arrange a call back – and a member of our friendly team will give you a call at a time to suit you

Quick quote, instant cover

Call or click and your competitive restaurant insurance quote is on its way. And if you need instant cover, just ask.

With you all the way

We want you to stay insured with Bollington long term, so we’ll be there for you whenever you need advice, a change of policy, additional cover – whatever it takes to help your business thrive.

Call us on 01625 400206

Monday-Friday: 8:30am – 5:30pm

What our customers are saying...